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The Three Key Challenges of Retirement

Planning for your retirement can be challenging. It can be scary, and it can be frustrating. I have seen many clients who felt their plan was a disaster waiting to happen. As an advisor, I am here to say that you can handle it. Planning for retirement doesn’t have to be difficult—in fact, it can be fun! But in order to achieve the retirement of your dreams, you must prepare for three major challenges that every retiree is likely to face.

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How to Protect Yourself - and Your Money - From Hackers

You’ve probably seen headlines like this over the past few days: Equifax® Says Cyberattack May Have Hit 143 Million Customers1

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Shakespeare on Finance: Part One

William Shakespeare, as everyone knows, is the most famous playwright in history. His plays have been translated into every major living language, and it’s said his works have been studied more than any but the Bible. For centuries, people have loved him for his wit and his wisdom. I’d like to share a bit of that wisdom in a new blog series called:

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Happy Anniversary, Voyager I

This September marks a special sort of birthday. It’s the 40th anniversary of the launching of Voyager 1. Voyager 1 is a probe built by NASA, launched on September 5, 1977 to study the outer Solar System. Its primary mission was to study Jupiter, Saturn, and their various moons. Having accomplished this, the probe is now winding down its secondary mission, which is to study the distant regions beyond the planets before it loses power and becomes destined to drift through the galaxy as a mute,...

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Disaster Planning

We’ve seen the pictures, we’ve heard the stories. Hurricane Harvey pounded Houston over the weekend, with many other parts of Texas and Louisiana hit hard as well. Our hearts go out to all those suffering under this terrible storm. While the damage it has caused is probably incalculable, hopefully it will pass soon with minimal injuries and loss of life. I hope, too, that you don’t have any friends or relatives in harm’s way. If you do, both you and they will be in my thoughts and prayers.

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Geopolitics and the Markets: What's the Connection?

There once was a time when the threat of nuclear war hung over America’s head like a storm cloud that just wouldn’t go away. Those days, thankfully, are long over—but the sky turned a little bit grayer last week. As you probably know, tensions have surged recently thanks to news that North Korea has “produced a miniaturized nuclear warhead that can fit inside its missiles.”1 President Trump fanned the flames even more when he stated that any attack by North Korea “will be met with fire and fury...

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Newton's Third Law of Finance

Over the last two months, I’ve discussed something called Newton’s Laws of Finance. They’re my spin on Sir Isaac Newton’s famous “Laws of Motion” that you probably learned about in school. This month, let’s look at the third and final law. The original is probably the easiest for non- scientists to remember: For every action, there is an equal and opposite reaction.

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Quit Monkeying Around!

In the world of investment management there is an oft-discussed idea that blindfolded monkeys throwing darts at pages of stock listings can select portfolios that will do just as well, if not better, than both the market and the average portfolio constructed by professional money managers. If this is true, why might it be the case? Haphazardly selecting stocks by the toss of a dart is not an efficient or reliable way to invest.

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Newton's Second Law of Finance

In our last blog, I introduced Newton’s Laws of Finance. They’re my spin on Newton’s famous “Laws of Motion” that you probably learned about in school. Now, let’s look at Newton’s Second Law. Here’s how a textbook might describe the original: The acceleration of an object as produced by a net force is directly proportional to the magnitude of the net force, in the same direction as the net force, and inversely proportional to the mass of the object.

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Newton's Laws of Finance

When you were in school, you probably learned about Newton’s Three Laws of Motion. First published by Sir Isaac Newton in 1687, these laws explain how physical objects move. They are so important—and easy to understand—that most of us still remember them even decades later. I was thinking about these laws the other day when I came upon a realization: each of these laws can also be applied to finance.

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